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UI·UX2024

Koda

Rethinking a banking app around moments of money anxiety.

Koda — cover
Koda home with calm balance presentation and spending rhythm
Payment flow redesign before and after (before)Payment flow redesign before and after (after)
Research artifacts from diary studies to journey maps

Challenge

A challenger bank's data showed users checking balances eight times a day but abandoning transfers midway. Research pointed at anxiety: the interface shouted numbers at people who were already stressed about them.

Approach

I ran diary studies with 24 users, then redesigned the core flows around progressive disclosure — calm summaries first, detail on demand, and confirmation patterns that explain consequences in plain language before any irreversible action.

Result

Transfer completion rose 28% and support tickets about failed payments halved. The calm-balance pattern I designed was later adopted across their marketing site and became part of their brand story.

Next project

AuroraA commerce experience where products float in light, not in grids.